Paying with Klarna

What Is Klarna?

Klarna is a Swedish “Buy Now, Pay Later” service that lets you take your order home today and pay later—without any upfront cost or hidden fees when you pay on time.

Payment Options

Pay in 30 Days

Receive your order first, then pay up to 30 days later with zero interest—only for what you decide to keep.

Pay in 4 Instalments

Split your purchase into four equal, interest-free payments, automatically charged every two weeks—no fees when you pay on time.

Longer-Term Financing

Choose monthly instalment plans up to 36 months (interest applies per plan).

How to Use Klarna at Larachi Checkout

  1. Add items to your cart and proceed to Checkout.
  2. Select “Klarna” under Payment methods (look for the pink badge).
  3. Enter a few details (date of birth, phone, email) for instant credit approval.
  4. Pick your plan (30 days or 4 instalments), then Place order.
  5. Use the virtual card or secure link just like any other card at checkout.

Managing Payments & Buyer Protection

  • Track & pay via the Klarna app or web portal.
  • If you return an item, report it with tracking—Klarna pauses your payment for 21 days.
  • Use Klarna’s Buyer Protection to dispute issues; if approved, you won’t owe those charges.
  • All transactions are encrypted; Larachi Lingerie never stores your card data.

Credit Impact

Klarna reports your payment activity to credit bureaus—on-time payments can help your score, but late or missed payments may affect it negatively.